Social Security's cost-of-living adjustment for 2027 stands at 3.5% to 3.6%. This range is based on multiple separate projections as of September 14, 2026. The New York Times has published a forecast of 3.6%. The Senior Citizens League forecasts a 3.5% increase. ConsumerAffairs additionally estimates 3.5%. All sources show similar expectations for the COLA.

The Social Security Administration plans to release its formal statement in about one month. The exact date remains unclear, but it is hoped for soon. Beneficiaries will discover the exact adjustment amount for 2027 payments.