Here’s the latest available on U.S. foreclosures for Q1 2026, based on mainstream trackers:
- Foreclosure filings rose in Q1 2026, with total filings around 118,000–119,000 for the quarter. This marks a significant year-over-year increase (roughly 26% from Q1 2025) and a notable quarter-over-quarter rise, signaling softer housing conditions spreading from earlier in the cycle [sources indicate ATTOM data and multiple aggregators reporting the same trend] .
- Foreclosure starts were also higher in Q1 2026, with roughly 82,600 starts in the quarter, up about 20% year over year and ~7% from the prior quarter, suggesting rising borrower distress and a normalization after pandemic-era easing .
- Bank repossessions (completed foreclosures) saw pronounced year-over-year gains as well, contributing to the overall rise in activity; the market remains below historical peaks but shows clear momentum toward higher activity in some states .
Key takeaways
- The trend in Q1 2026 is upward for foreclosure activity after a multi-year lull, but levels remain well below the peaks seen in prior housing crisis periods, indicating a transition rather than a spike to crisis levels .
- Regional variation matters: larger increases in starts were observed in states like Texas, Florida, California, Georgia, and New York, reflecting local affordability pressures and economic conditions .
- The mix of starts and bank repossessions suggests both new distress and the resolution of existing delinquencies are contributing to higher quarterly totals .
Why this matters
- Foreclosures can influence housing supply (through distressed listings and bank-owned properties) and can affect home-price momentum in local markets, especially where job growth or mortgage payments have tightened .
- For buyers, rising foreclosures may present more opportunities in some markets but require careful underwriting and due diligence on title and lien status .
Would you like a short chart or a state-by-state snapshot (top 5 states by foreclosure starts) to visualize the Q1 2026 pattern? I can compile that with sources and annotate key drivers for each state.
Sources
Indiana saw the most home foreclosures so far this year, recording one filing for every 739 housing units as rising costs pressure homeowners across the country.
www.foxnews.comATTOM Q1 2026 U.S. Foreclosure Market Report shows rising foreclosure activity, with starts up 20% and bank repossessions increasing 45% YoY.
www.attomdata.comThe report also shows a total of 45,921 U.S. properties with foreclosure filings in March 2026, up 18 percent from the previous month and up 28 percent from a year ago. "Foreclosure activity increased in the first quarter, with both starts and completed foreclosures posting solid year-over-year gains," said Rob Barber, CEO at ATTOM. "While volumes remain below historical peaks, the continued rise, especially in starts and bank repossessions, suggests financial pressure may be building for some...
www.morningstar.comThe report also shows a total of 45,921 U.S. properties with foreclosure filings in March 2026, up 18 percent from the previous month and up 28 percent from a year ago. "Foreclosure activity increased in the first quarter, with both starts and completed foreclosures posting solid year-over-year gains," said Rob Barber, CEO at ATTOM. "While volumes remain below historical peaks, the continued rise, especially in starts and bank repossessions, suggests financial pressure may be building for some...
romeceo.comForeclosure activity increased in Q1 2026, with rising filings and shifting borrower equity trends shaping a housing market that is normalizing but showing localized stress.
theclose.comForeclosure Starts Rise 20 Percent Annually; Bank Repossessions Climb 45 Percent Year Over Year
ground.newsThe report also shows a total of 45,921 U.S. properties with foreclosure filings in March 2026, up 18 percent from the previous month and up 28 percent from a year ago. "Foreclosure activity increased in the first quarter, with both starts and completed foreclosures posting solid year-over-year gains," said Rob Barber, CEO at ATTOM. "While volumes remain below historical peaks, the continued rise, especially in starts and bank repossessions, suggests financial pressure may be building for some...
albanyceo.comU.S. foreclosures in Q1 2026 hit a six-year high, rising 26% year-over-year to nearly 119,000 properties. Rising home insurance, property taxes, and mortgage payments are straining homeowners, with pandemic-era relief options no longer available.
www.indexbox.ioU.S.
thetonymichaels.substack.comForeclosure activity across the United States moved higher in the first quarter of 2026, pointing to a gradual shift in housing market conditions. While
www.forumnadlanusa.com